What can it do for you?
BANKRUPTCY CAN:
- Wipe out most unsecured debts (medical bills, credit cards, collection accounts, old legal fees, past due utility bills, etc.)
- Stop the harassing calls
- Stop the foreclosure of your home
- Stop repossession
- Stop wage garnishments
- Stop the stress caused by debt collection action
- Give you the breathing room you need
By filing bankruptcy, you can get the immediate help you need. When you file your bankruptcy petition, you will invoke the powerful “automatic stay” which will STOP all collection actions and allow you time to take back control of your financial future.
Many families are working hard and struggling to stay afloat due to the tough economic times. Many good, law-abiding people have found themselves financially overwhelmed due to job loss, reduced hours at work, medical illness, and even divorce. We all know that being over your head in debt can produce an enormous amount of stress. Whether you are facing foreclosure, wage garnishments, mounting credit card debt, or collection calls- we know the stress can be unbearable. Unfortunately this level of stress can also threaten both your physical and psychological health. In the December 2005 issue of Scientific American, Dr. Robert Sapolsky wrote about the effect of stress on health. Dr. Sapolsky pointed out that chronic stress can increases the incidence or severity of type 2 diabetes; gastrointestinal disorders; reproductive disorders; and immunity malfunctions. He also discussed the corrosive effect that “feeling poor” and without control can have on your quality of life. When we are stressed we tend to find less joy throughout our days and can even be on edge with our own families. Stop the stress and get the help you need today!
Deciding to file for bankruptcy can be a difficult choice. Some people fear the complexity of the Bankruptcy process and are unsure whether it can work for them. While it is true that bankruptcy is a complex area of law, retaining experienced legal counsel with the Ruiz Law Firm can make it a straightforward and seamless process for most.
The bankruptcy attorneys at the Ruiz Law Firm will guide through this difficult time and help you to decide if bankruptcy is the right solution for your financial problems. The experienced attorneys at the Ruiz Law Firm will evaluate your particular circumstances to determine what type of bankruptcy you qualify for and explain your options, walking you through the potential outcomes of each.
Approximately 1.6 million people file for bankruptcy protection annually. Why not you?